What Is an "Afterpay" Charge on My Bank Statement?

An Afterpay charge is one of four equal fortnightly payments for a purchase you made using Afterpay's buy now, pay later service.

Plain-English explanation

Afterpay splits your purchase into 4 equal payments, taken every two weeks. The first payment is due at checkout; payments 2, 3, and 4 follow automatically on a fortnightly schedule. Each payment appears as 'Afterpay' on your statement.

Most common reasons this appears

• Scheduled fortnightly Afterpay installment for a clothing, beauty, or retail purchase
• Automatic payment for an active Afterpay order
• Late payment fee if a previous installment failed

How to verify this charge

• Open the Afterpay app → Orders to view payment schedule.
• Match the exact amount to your installment plan.
• Contact Afterpay support if the charge was taken in error.

When to be concerned

• Charge taken after you completed all 4 payments.
• Amount differs from the installment breakdown in the app.
• You don't recall any Afterpay purchase.

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