Question 1

What does POS debit reversal mean on a bank statement?

Accepted Answer

A POS debit reversal means a point-of-sale debit transaction was reversed — the money that was taken out of your account has been returned. This typically happens due to a cancelled transaction, a refund, or a merchant error.

Question 2

How long does a POS debit reversal take to appear?

Accepted Answer

Most POS reversals appear within 1–3 business days. If you are waiting for a reversal that was confirmed by the merchant, allow up to 5 business days before contacting your bank.

Question 3

Why do I see a POS debit reversal I did not request?

Accepted Answer

Unrequested reversals can happen when a merchant cancels a duplicate charge, a pre-authorisation expires without a final capture, or your bank automatically reversed a disputed transaction. Check your recent purchases for context.

What Is "POS Debit Reversal" on My Bank Statement?