What Is "TST*" on My Bank Statement?

TST* means you paid at a restaurant or food service that uses Toast as its point-of-sale system. TST* is followed by the restaurant's name.

Plain-English explanation

Toast is one of the most widely used restaurant management and payment systems in the US. When you pay at a restaurant using Toast, your statement shows TST* followed by the restaurant's name. This is the same underlying system as the /charge/toast page.

Most common reasons this appears

• Dine-in restaurant meal paid by card
• Takeout or delivery order at a Toast-enabled restaurant
• Bar tab charged through a Toast terminal

How to verify this charge

• Look up the restaurant name after TST* to confirm it's a real place.
• Check if the amount matches your meal total including tip.
• Contact the restaurant directly if the amount looks wrong.

When to be concerned

• Restaurant name after TST* doesn't match anywhere you've dined.
• Tip amount is much higher than you recall authorizing.
• Charge appeared on a date you didn't go out to eat.

Part of: Payment processors & POS →