What Is Xendit on My Bank Statement?

XENDIT, PT SINAR DIGITAL TERDEPAN, SNR, and XENDIT PHILIPPINES INC can identify payment infrastructure provided by Xendit in Southeast Asia. The underlying merchant or biller may have a different name.

Plain-English explanation

Xendit is a payment infrastructure provider that businesses use to accept and manage payments in Southeast Asia. Depending on the country, payment method, and statement format, a transaction may display XENDIT, the Indonesian entity name PT SINAR DIGITAL TERDEPAN, the shortened SNR form, XENDIT PHILIPPINES INC, a merchant name, or an abbreviated combination. The processor name does not necessarily identify the company from which you bought goods or services. To investigate, open the detailed transaction record and write down the exact descriptor, reference, amount, currency, and dates shown. Compare those details with order emails, e-commerce accounts, bills, top-ups, travel bookings, and payment requests. A merchant's legal billing name can differ from the consumer-facing name, and a card authorization can settle later than the checkout date. If you find a likely merchant, use a contact channel from its official website or your original confirmation and ask it to verify the reference. If the payment is not recognized, contact the bank or card issuer as soon as practical.

Useful context before you act

A payment processor can appear on the statement even where the actual seller is a different business.

Keep screenshots or receipts while resolving a merchant or issuer query.

Most common reasons this appears

• An online merchant or biller used Xendit to collect payment.
• A checkout, wallet top-up, invoice, or payment request used Xendit infrastructure.
• The bank shortened a longer descriptor containing the merchant's billing name.

How to verify this charge

• Open the full bank entry and keep the exact text and transaction reference.
• Compare it with recent online purchases, bills, payment requests, and subscriptions.
• Contact a likely merchant through an official channel to ask for payment confirmation.
• If it cannot be identified, contact the issuing bank or card provider promptly.

When to be concerned

• No order, bill, or payment request matches the amount and date.
• The transaction came from an unfamiliar merchant category or currency.
• There are repeated unfamiliar payments or other signs of account misuse.

Part of: Payment processors & POS →