What Is "Reverse POS PUR" on My Bank Statement?
Reverse POS PUR means a point-of-sale (in-store) purchase has been reversed — money that was taken from your account for a card payment is being returned.
Plain-English explanation
Reverse POS PUR (Point of Sale Purchase Reversal) is bank terminology for a refund or cancellation of an in-store card transaction. This commonly appears when: a merchant issues a refund at their terminal, a transaction is voided at the point of sale, or a dispute is resolved.
Most common reasons this appears
- In-store refund processed at the merchant's terminal
- Voided transaction (e.g., duplicate charge corrected immediately)
- Disputed charge returned to your account
How to verify this charge
- Match the reversed amount to a specific original POS transaction.
- Check if you returned merchandise or cancelled a service.
- Contact your bank if no corresponding original charge exists.
When to be concerned
- Reversal amount differs from the original purchase amount.
- No corresponding original charge in your transaction history.
- Reversal followed by an unexpected new charge.
Frequently asked questions
What does reverse POS PUR mean?
Reverse POS PUR usually means a point-of-sale purchase was reversed, voided, refunded, or adjusted. The original debit and the reversal can both appear while the bank finishes processing the correction.
What does reverse POS mean on a bank statement?
Reverse POS on a bank statement means a previously authorized point-of-sale card transaction is being returned or cancelled. Check the original purchase and the amount of the reversal.
What is reverse POS PUR?
Reverse POS PUR is a shortened bank descriptor for a reversed point-of-sale purchase. It generally indicates that funds from an earlier card payment are being released or returned.
What is reverse POS PUR meaning?
Reverse POS PUR meaning is a reversed, voided, refunded, or adjusted point-of-sale purchase. Check the original card payment to see why funds are being returned.
Part of: Payment processors & POS →