What Is an "Instacart" Charge on My Bank Statement?

An Instacart charge is either a grocery delivery order (including delivery fee, service fee, and tip) or your monthly Instacart+ subscription for reduced fees.

Plain-English explanation

Instacart orders include the grocery subtotal (priced by the retailer, sometimes higher than in-store), a delivery fee ($3.99–$7.99), a service fee (~5%), taxes, and tip. Instacart+ ($9.99/month) waives delivery fees on orders over $35. Item substitutions may alter the final total.

Most common reasons this appears

• Grocery delivery order from a supermarket via Instacart
• Instacart+ monthly subscription for reduced fees
• Service fee and tip on top of grocery subtotal
• Item substitutions that changed your order total

How to verify this charge

• Open Instacart → Orders → view the receipt for the specific delivery.
• Check Instacart+ membership under Account → Instacart+.
• Request a refund for missing or incorrect items through the app.

When to be concerned

• Charge for a grocery order in a different city.
• Instacart+ subscription you don't recall activating.
• Final charge much higher than what you saw at checkout.

Part of: Rideshare & delivery →