What Is a "Microsoft 365" Charge on My Bank Statement?

A Microsoft 365 charge is your monthly or annual subscription fee for the Microsoft Office suite — Word, Excel, PowerPoint, Outlook, Teams, and OneDrive storage.

Plain-English explanation

Microsoft 365 includes the full Office suite plus 1TB OneDrive storage per user. Personal plans are ~$9.99/month; Family plans cover up to 6 people at ~$12.99/month. Business plans vary. Annual subscriptions may appear as a larger one-time annual charge.

Most common reasons this appears

• Monthly Microsoft 365 Personal or Family plan renewal
• Annual subscription charge (one larger annual payment)
• Microsoft 365 Business plan for work or side business

How to verify this charge

• Visit account.microsoft.com → Services & subscriptions.
• Check your plan type (Personal, Family, or Business) and price.
• Cancel at any time — current period access continues.

When to be concerned

• Charge after Microsoft 365 cancellation.
• Unfamiliar plan type (e.g., Business when you only need Personal).
• Amount significantly higher than the listed plan price.

Part of: Subscriptions & streaming →