What Is a "Microsoft" Charge on My Bank Statement?

A Microsoft charge on your statement usually comes from a Microsoft 365 subscription, Xbox Game Pass, OneDrive storage, or another Microsoft product you're subscribed to.

Plain-English explanation

Microsoft bills for a range of products: Microsoft 365 (formerly Office 365), Xbox Game Pass, Xbox Live, OneDrive storage, Skype credits, Azure, and more. Charges appear as 'Microsoft' or 'MSOFT*'. Check your Microsoft account's subscriptions page to identify the specific product.

Most common reasons this appears

• Microsoft 365 (Word, Excel, Outlook) monthly or annual renewal
• Xbox Game Pass or Xbox Live Gold subscription
• OneDrive storage upgrade above the free 5 GB tier
• Skype credits auto-refill

How to verify this charge

• Visit account.microsoft.com → Services & subscriptions.
• Click on each active subscription to see billing details.
• Check order.microsoft.com for recent purchase receipts.

When to be concerned

• Subscription for a Microsoft product you don't use.
• Charge for a family or business account you don't recognize.
• Multiple Microsoft charges in one billing period.

Part of: Subscriptions & streaming →