What Is an "Xbox Game Pass" Charge on My Bank Statement?

An Xbox Game Pass charge is your monthly Microsoft gaming subscription that gives access to hundreds of games on Xbox consoles and Windows PC.

Plain-English explanation

Microsoft offers several Game Pass tiers: Game Pass Core (online multiplayer only), Game Pass (PC or console), and Game Pass Ultimate (all platforms + cloud gaming). Charges appear as 'Microsoft' or 'Xbox Game Pass' on your statement. EA Play is included with Ultimate.

Most common reasons this appears

• Monthly Game Pass Core, Standard, or Ultimate subscription
• Annual Game Pass plan (larger one-time charge)
• Game Pass charged to a family account you share

How to verify this charge

• Visit account.microsoft.com → Services & subscriptions.
• Check which Game Pass tier is active and when it bills.
• Cancel from the subscriptions page — current period access continues.

When to be concerned

• Charge on an account you don't use for gaming.
• Unknown Game Pass tier activated (check for promotional upsell).
• Charge after you cancelled Game Pass.

Part of: Subscriptions & streaming →