Subscriptions & streaming charges
Subscription and streaming charges usually appear when a free trial ends, a monthly or annual plan renews, or a service bills through a shortened company name. The statement wording may name the platform, its parent company, or a billing partner rather than the product you remember signing up for. Annual renewals are especially easy to miss because they may appear only once a year and can be larger than the familiar monthly price.
Start by matching the amount and date against email receipts, app-store purchase history, and the subscriptions page in the service itself. Check family accounts too: another household member may have started a trial or upgraded a shared plan. A slightly different total can be caused by tax, a price increase, a currency conversion, or a switch from promotional to standard pricing.
If you recognise the service but no longer want it, cancel with the merchant or the app store that handles billing and keep the confirmation. If you already cancelled, compare the cancellation date with the billing period before requesting a refund. If no account or receipt matches the charge, contact the merchant first and then your bank promptly if it remains unexplained.
Charges in this category
- NETFLIX
A Netflix streaming plan renewal or account charge.
- Netflix Monthly Charge
A Netflix charge is your monthly subscription renewal for streaming. Plans range from Standard with Ads (~$7.99) to Premium (~$22.99), and extra member charges may apply.
- Disney Plus Charge
A Disney+ charge is your monthly or annual subscription for Disney's streaming service, which includes Disney, Marvel, Star Wars, Pixar, and National Geographic content.
- Hulu Charge
A Hulu charge is your monthly subscription for Hulu's streaming service. Plans start from ~$7.99/month (with ads) up to higher tiers for live TV bundles.
- YouTube Premium Charge
A YouTube Premium charge is your monthly subscription fee for ad-free YouTube, background playback, and YouTube Music access.
- YouTube TV Charge
A YouTube TV charge is your monthly subscription payment for YouTube's live TV service, which streams cable-style channels over the internet.
- Spotify Charge
A Spotify charge is your monthly Spotify Premium subscription. Individual plans are around $11.99/month; Duo and Family plans are higher.
- ChatGPT Charge
A ChatGPT charge is most likely your monthly OpenAI ChatGPT Plus ($20/month) or ChatGPT Pro ($200/month) subscription for access to GPT-4 and advanced features.
- OpenAI Charge
An OpenAI charge on your statement is either your ChatGPT Plus subscription ($20/month) or API usage billing for developers using OpenAI's models programmatically.
- Microsoft Charge
A Microsoft charge on your statement usually comes from a Microsoft 365 subscription, Xbox Game Pass, OneDrive storage, or another Microsoft product you're subscribed to.
- Microsoft 365 Charge
A Microsoft 365 charge is your monthly or annual subscription fee for the Microsoft Office suite — Word, Excel, PowerPoint, Outlook, Teams, and OneDrive storage.
- Xbox Game Pass Charge
An Xbox Game Pass charge is your monthly Microsoft gaming subscription that gives access to hundreds of games on Xbox consoles and Windows PC.
- Adobe Charge
An Adobe charge is your monthly or annual subscription to Adobe Creative Cloud, which includes apps like Photoshop, Illustrator, Premiere Pro, and Acrobat.
- Canva Charge
A Canva charge is your subscription to Canva Pro, Canva Teams, or another Canva paid plan. Canva is a popular online graphic design tool.
- Dropbox Charge
A Dropbox charge is your subscription fee for Dropbox Plus, Professional, or Business cloud storage. Dropbox offers a free tier (2 GB) — a charge means you're on a paid plan.
- Zoom Charge
A Zoom charge is your monthly or annual fee for a Zoom Pro, Business, or Enterprise plan. The free Zoom plan has a 40-minute meeting limit — a charge means you have a paid plan.
- Duolingo Charge
A Duolingo charge is your subscription to Duolingo Super (previously called Duolingo Plus), which removes ads and adds offline lessons and unlimited hearts.
- Meta Verified Charge
A Meta Verified charge is your monthly fee for the Meta Verified subscription, which gives a blue badge, identity verification, and support on Facebook and Instagram.
- Tinder Charge
A Tinder charge is your monthly subscription to one of Tinder's paid plans: Tinder Plus, Tinder Gold, or Tinder Platinum — each adding features like unlimited likes and profile boosts.
- Bumble Charge
A Bumble charge is your monthly subscription to Bumble Boost (extended matches, rematch) or Bumble Premium (Spotlight, Beeline, and Travel mode), or a one-time Bumble Coin purchase.
- Hinge Charge
A Hinge charge is your monthly subscription to HingeX (premium tier) or Hinge's Preferred Member plan, which unlocks unlimited likes, roses, and more prominent profile features.
- AMAZON PRIME
An Amazon Prime membership renewal or related subscription charge.